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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,955 | $180,462-23.0% | $154,111-9.8% | $135,379+2.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 2.10% | 888.17%-886.1pp | 735.18%-733.1pp | 519.79%-517.7pp |
| Employer contribution / active EE | $13,015 | $6,036+115.6% | $5,298+145.7% | $4,779+172.3% |
| Participant deferral / active EE | $8,942 | $5,806+54.0% | $5,081+76.0% | $5,609+59.4% |
| Admin fee / account holder | $578 | $16,145-96.4% | $13,411-95.7% | $10,828-94.7% |