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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,351 | $115,911+83.2% | $100,530+111.2% | $158,950+33.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 18.38% | 34.80%-16.4pp | 30.89%-12.5pp | 302.91%-284.5pp |
| Employer contribution / active EE | $7,650 | $4,104+86.4% | $3,418+123.8% | $4,762+60.6% |
| Participant deferral / active EE | $6,173 | $6,676-7.5% | $6,271-1.6% | $5,983+3.2% |
| Admin fee / account holder | $565 | $10,999-94.9% | $8,083-93.0% | $11,248-95.0% |