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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,670 | $96,558+38.4% | $80,977+65.1% | $273,972-51.2% |
| Participation rate | 92.9% | 79.1%+13.8pp | 75.8%+17.0pp | 83.0%+9.8pp |
| Annual return | 7.00% | 15.14%-8.1pp | 17.11%-10.1pp | 41.46%-34.5pp |
| Employer contribution / active EE | $7,800 | $4,869+60.2% | $3,715+110.0% | $4,869+60.2% |
| Participant deferral / active EE | $6,187 | $6,598-6.2% | $5,696+8.6% | $5,287+17.0% |
| Admin fee / account holder | $2,306 | $7,493-69.2% | $5,517-58.2% | $10,133-77.2% |