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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,692 | $160,040+22.3% | $147,096+33.0% | $145,877+34.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.18% | 98.49%-86.3pp | 419.75%-407.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,399 | $5,289-35.7% | $4,936-31.1% | $4,663-27.1% |
| Participant deferral / active EE | $10,531 | $8,429+24.9% | $8,071+30.5% | $6,691+57.4% |
| Admin fee / account holder | $2,116 | $15,050-85.9% | $13,005-83.7% | $13,402-84.2% |