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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,406 | $148,623+9.9% | $135,974+20.2% | $139,466+17.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.59% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.1pp |
| Employer contribution / active EE | $2,034 | $5,246-61.2% | $4,859-58.1% | $4,754-57.2% |
| Participant deferral / active EE | $10,228 | $8,103+26.2% | $7,760+31.8% | $6,712+52.4% |
| Admin fee / account holder | $727 | $12,406-94.1% | $10,767-93.2% | $11,409-93.6% |