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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,567 | $123,982-16.5% | $69,701+48.6% | $145,959-29.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.04% | 191.01%-179.0pp | 100.32%-88.3pp | 561.95%-549.9pp |
| Employer contribution / active EE | $2,055 | $2,681-23.4% | $1,713+19.9% | $4,661-55.9% |
| Participant deferral / active EE | $6,552 | $4,236+54.7% | $2,887+127.0% | $6,689-2.0% |
| Admin fee / account holder | $2,031 | $7,867-74.2% | $4,717-56.9% | $13,398-84.8% |