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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,101 | $166,242+61.3% | $165,071+62.4% | $145,884+83.8% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 20.24% | 100.44%-80.2pp | 70.17%-49.9pp | 551.85%-531.6pp |
| Employer contribution / active EE | $1,972 | $5,283-62.7% | $4,347-54.6% | $4,662-57.7% |
| Participant deferral / active EE | $6,992 | $6,964+0.4% | $6,035+15.9% | $6,690+4.5% |
| Admin fee / account holder | $0 | $16,658-100.0% | $12,695-100.0% | $13,392-100.0% |