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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,893 | $162,821+1.3% | $133,978+23.1% | $158,982+3.7% |
| Participation rate | 69.2% | 83.2%-14.0pp | 79.8%-10.6pp | 82.0%-12.7pp |
| Annual return | 15.28% | 41.95%-26.7pp | 45.10%-29.8pp | 302.99%-287.7pp |
| Employer contribution / active EE | $1,740 | $4,976-65.0% | $3,919-55.6% | $4,763-63.5% |
| Participant deferral / active EE | $6,974 | $5,910+18.0% | $5,047+38.2% | $5,983+16.6% |
| Admin fee / account holder | $0 | $11,742-100.0% | $8,930-100.0% | $11,252-100.0% |