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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,118 | $154,209+52.5% | $130,062+80.8% | $139,487+68.6% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 17.74% | 32.52%-14.8pp | -137.37%+155.1pp | 373.84%-356.1pp |
| Employer contribution / active EE | $1,409 | $5,292-73.4% | $4,322-67.4% | $4,755-70.4% |
| Participant deferral / active EE | $5,410 | $6,709-19.4% | $5,821-7.1% | $6,713-19.4% |
| Admin fee / account holder | $2,637 | $13,988-81.2% | $10,601-75.1% | $11,407-76.9% |