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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,124 | $60,119-68.2% | $90,430-78.9% | $79,858-76.1% |
| Participation rate | 88.2% | 65.0%+23.3pp | 72.7%+15.6pp | 69.6%+18.6pp |
| Annual return | 17.04% | 71.94%-54.9pp | 1293.73%-1276.7pp | 31.72%-14.7pp |
| Employer contribution / active EE | $665 | $2,068-67.8% | $3,262-79.6% | $2,471-73.1% |
| Participant deferral / active EE | $3,555 | $2,938+21.0% | $3,963-10.3% | $3,740-5.0% |
| Admin fee / account holder | $2,028 | $3,976-49.0% | $5,613-63.9% | $5,306-61.8% |