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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,789 | $49,177-59.8% | $79,467-75.1% | $64,173-69.2% |
| Participation rate | 50.0% | 65.0%-15.0pp | 73.3%-23.3pp | 69.6%-19.6pp |
| Annual return | -11.28% | -1.16%-10.1pp | 718.30%-729.6pp | 7.63%-18.9pp |
| Employer contribution / active EE | $999 | $2,076-51.9% | $2,800-64.3% | $2,381-58.1% |
| Participant deferral / active EE | $3,226 | $2,821+14.3% | $3,704-12.9% | $3,470-7.0% |
| Admin fee / account holder | $141 | $3,839-96.3% | $5,104-97.2% | $4,887-97.1% |