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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,181 | $105,200+356.4% | $159,474+201.1% | $85,847+459.3% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.8%+11.5pp | 69.3%+25.0pp |
| Annual return | 20.28% | 45.08%-24.8pp | 263.68%-243.4pp | 318.61%-298.3pp |
| Employer contribution / active EE | $18,627 | $3,319+461.2% | $4,831+285.6% | $2,565+626.1% |
| Participant deferral / active EE | $16,060 | $5,946+170.1% | $7,353+118.4% | $3,952+306.3% |
| Admin fee / account holder | $917 | $6,934-86.8% | $10,802-91.5% | $6,261-85.4% |