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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,612 | $89,367+263.2% | $141,191+129.9% | $72,975+344.8% |
| Participation rate | 93.8% | 75.1%+18.6pp | 82.5%+11.3pp | 69.5%+24.3pp |
| Annual return | 25.59% | 111.87%-86.3pp | 71.41%-45.8pp | 81.01%-55.4pp |
| Employer contribution / active EE | $13,322 | $3,115+327.7% | $4,736+181.3% | $2,440+446.0% |
| Participant deferral / active EE | $12,910 | $5,419+138.2% | $6,710+92.4% | $3,608+257.8% |
| Admin fee / account holder | $15,077 | $5,957+153.1% | $10,264+46.9% | $5,124+194.2% |