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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,009 | $155,555-26.1% | $146,866-21.7% | $155,188-25.9% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.5%-4.7pp | 80.8%-3.0pp |
| Annual return | 16.59% | 115.41%-98.8pp | 102.85%-86.3pp | 148.84%-132.2pp |
| Employer contribution / active EE | $3,512 | $4,647-24.4% | $4,425-20.6% | $4,248-17.3% |
| Participant deferral / active EE | $9,986 | $8,044+24.1% | $7,759+28.7% | $6,531+52.9% |
| Admin fee / account holder | $568 | $14,755-96.1% | $13,620-95.8% | $14,480-96.1% |