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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,298 | $227,597-82.7% | $189,575-79.3% | $167,536-76.5% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.4%-3.4pp | 82.1%-7.1pp |
| Annual return | 15.85% | 78.44%-62.6pp | 64.19%-48.3pp | 478.82%-463.0pp |
| Employer contribution / active EE | $1,762 | $5,316-66.9% | $4,412-60.1% | $4,839-63.6% |
| Participant deferral / active EE | $4,070 | $7,002-41.9% | $6,174-34.1% | $6,342-35.8% |
| Admin fee / account holder | $1,990 | $11,877-83.2% | $9,806-79.7% | $12,315-83.8% |