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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,281 | $65,395-72.0% | $182,558-90.0% | $72,976-74.9% |
| Participation rate | 65.5% | 65.4%+0.1pp | 78.0%-12.5pp | 69.5%-4.0pp |
| Annual return | 28.04% | 27.68%+0.4pp | 148.59%-120.5pp | 81.02%-53.0pp |
| Employer contribution / active EE | $1,271 | $1,911-33.5% | $4,076-68.8% | $2,440-47.9% |
| Participant deferral / active EE | $2,968 | $3,563-16.7% | $5,526-46.3% | $3,608-17.7% |
| Admin fee / account holder | $0 | $4,245-100.0% | $8,594-100.0% | $5,124-100.0% |