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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,230 | $56,484-78.3% | $169,452-92.8% | $64,173-80.9% |
| Participation rate | 60.7% | 64.5%-3.8pp | 77.8%-17.1pp | 69.6%-8.9pp |
| Annual return | -10.04% | -1.55%-8.5pp | 1.83%-11.9pp | 7.63%-17.7pp |
| Employer contribution / active EE | $1,269 | $1,832-30.8% | $4,157-69.5% | $2,381-46.7% |
| Participant deferral / active EE | $3,135 | $3,448-9.1% | $5,277-40.6% | $3,470-9.7% |
| Admin fee / account holder | $81 | $4,174-98.1% | $9,110-99.1% | $4,887-98.3% |