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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,022 | $213,785-57.0% | $185,441-50.4% | $155,188-40.7% |
| Participation rate | 55.6% | 83.2%-27.7pp | 80.3%-24.7pp | 80.8%-25.2pp |
| Annual return | 17.45% | 19.97%-2.5pp | 20.16%-2.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $2,581 | $5,393-52.1% | $4,672-44.8% | $4,248-39.2% |
| Participant deferral / active EE | $3,999 | $6,864-41.7% | $6,152-35.0% | $6,531-38.8% |
| Admin fee / account holder | $698 | $21,134-96.7% | $17,890-96.1% | $14,480-95.2% |