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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,450 | $142,409-66.0% | $119,634-59.5% | $134,545-64.0% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -29.18% | -12.46%-16.7pp | -14.98%-14.2pp | 418.37%-447.5pp |
| Employer contribution / active EE | $3,935 | $5,224-24.7% | $4,232-7.0% | $4,742-17.0% |
| Participant deferral / active EE | $9,716 | $6,468+50.2% | $5,601+73.5% | $6,401+51.8% |
| Admin fee / account holder | $607 | $13,594-95.5% | $10,329-94.1% | $11,431-94.7% |