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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,955 | $154,209-55.3% | $130,062-47.0% | $139,487-50.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 30.44% | 32.52%-2.1pp | -137.37%+167.8pp | 373.84%-343.4pp |
| Employer contribution / active EE | $5,185 | $5,292-2.0% | $4,322+20.0% | $4,755+9.0% |
| Participant deferral / active EE | $10,993 | $6,709+63.8% | $5,821+88.9% | $6,713+63.8% |
| Admin fee / account holder | $713 | $13,988-94.9% | $10,601-93.3% | $11,407-93.8% |