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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,144 | $166,268-51.2% | $165,100-50.9% | $145,897-44.4% |
| Participation rate | 44.4% | 82.0%-37.6pp | 78.6%-34.2pp | 80.3%-35.9pp |
| Annual return | 18.72% | 100.52%-81.8pp | 70.21%-51.5pp | 552.29%-533.6pp |
| Employer contribution / active EE | $2,608 | $5,284-50.6% | $4,348-40.0% | $4,663-44.1% |
| Participant deferral / active EE | $3,520 | $6,964-49.5% | $6,035-41.7% | $6,689-47.4% |
| Admin fee / account holder | $15,201 | $16,659-8.8% | $12,696+19.7% | $13,390+13.5% |