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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,022 | $199,109-53.8% | $173,730-47.0% | $154,746-40.5% |
| Participation rate | 55.6% | 82.8%-27.3pp | 79.6%-24.0pp | 80.7%-25.1pp |
| Annual return | 17.45% | 20.02%-2.6pp | 19.96%-2.5pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,581 | $5,311-51.4% | $4,577-43.6% | $4,379-41.1% |
| Participant deferral / active EE | $3,999 | $7,113-43.8% | $6,326-36.8% | $6,730-40.6% |
| Admin fee / account holder | $698 | $20,916-96.7% | $17,523-96.0% | $14,365-95.1% |