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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,532 | $155,555-3.2% | $146,866+2.5% | $155,188-3.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 23.99% | 115.41%-91.4pp | 102.85%-78.9pp | 148.84%-124.8pp |
| Employer contribution / active EE | $3,289 | $4,647-29.2% | $4,425-25.7% | $4,248-22.6% |
| Participant deferral / active EE | $14,301 | $8,044+77.8% | $7,759+84.3% | $6,531+119.0% |
| Admin fee / account holder | $4,109 | $14,755-72.2% | $13,620-69.8% | $14,480-71.6% |