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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,532 | $156,398-3.8% | $147,318+2.2% | $138,895+8.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.99% | 78.75%-54.8pp | 70.43%-46.4pp | 145.39%-121.4pp |
| Employer contribution / active EE | $3,289 | $4,853-32.2% | $4,593-28.4% | $4,194-21.6% |
| Participant deferral / active EE | $14,301 | $8,237+73.6% | $7,906+80.9% | $6,396+123.6% |
| Admin fee / account holder | $4,109 | $14,976-72.6% | $13,708-70.0% | $12,562-67.3% |