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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,689 | $96,388+8.6% | $80,627+29.8% | $139,466-24.9% |
| Participation rate | 78.6% | 73.6%+4.9pp | 67.0%+11.6pp | 80.3%-1.8pp |
| Annual return | 16.71% | 1352.08%-1335.4pp | 936.76%-920.0pp | 373.66%-356.9pp |
| Employer contribution / active EE | $7,464 | $3,260+129.0% | $2,723+174.2% | $4,754+57.0% |
| Participant deferral / active EE | $3,329 | $5,224-36.3% | $4,443-25.1% | $6,712-50.4% |
| Admin fee / account holder | $13,011 | $6,603+97.0% | $5,381+141.8% | $11,409+14.0% |