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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,302 | $104,937-16.8% | $84,628+3.2% | $152,897-42.9% |
| Participation rate | 94.1% | 74.8%+19.3pp | 68.2%+25.9pp | 82.5%+11.7pp |
| Annual return | 22.71% | 373.88%-351.2pp | 258.80%-236.1pp | 345.43%-322.7pp |
| Employer contribution / active EE | $6,383 | $3,303+93.3% | $2,653+140.6% | $4,764+34.0% |
| Participant deferral / active EE | $2,453 | $4,690-47.7% | $3,900-37.1% | $5,851-58.1% |
| Admin fee / account holder | $1,563 | $6,243-75.0% | $4,914-68.2% | $11,599-86.5% |