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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,346 | $93,117+5.6% | $77,096+27.6% | $134,532-26.9% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -18.26% | 62.67%-80.9pp | 42.35%-60.6pp | 418.27%-436.5pp |
| Employer contribution / active EE | $6,678 | $3,420+95.2% | $2,814+137.3% | $4,741+40.8% |
| Participant deferral / active EE | $2,884 | $5,241-45.0% | $4,429-34.9% | $6,401-55.0% |
| Admin fee / account holder | $4,299 | $6,948-38.1% | $5,428-20.8% | $11,429-62.4% |