Retirement plan

SUNTRUP AUTOMOTIVE GROUP SALARIED 401(K) PROFIT SHARING PLAN

Name: SUNTRUP AUTO INVESTMENTS, INC. DBA SUNTRUP FORD KIRKWOOD - SUNTRUP AUTOMOTIVE GROUP SALARIED 401(K) PROFIT SHARING PLAN (2021) Form 5500
Creator: SUNTRUP AUTO INVESTMENTS, INC. DBA SUNTRUP FORD KIRKWOOD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUNTRUP AUTOMOTIVE GROUP SALARIED 401(K) PROFIT SHARING PLAN, SUNTRUP AUTO INVESTMENTS, INC. DBA SUNTRUP FORD KIRKWOOD

SUNTRUP AUTO INVESTMENTS, INC. DBA SUNTRUP FORD KIRKWOODEIN 43-1784380Plan #001PY 2021

10340 MANCHESTER ROAD - ST. LOUIS, MO 63122314-822-9300LinkedIn201-500 employeesretail

Other plans on this EIN

1 filing

#005Retirement-$5.6M assets

Prospect flagsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$3.5M

+22.6% from 2020

Total participants

153

+6.3% from 2020

Average account balance

$28,341

+12.6% from 2020

Annual return

13.55%

-3.26 pp from 2020

Benchmarks

See 9,333 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,333 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$378K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10540

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
AMERITAS LIFE INSURANCE CORP2 years Filed as: AMERITAS LIFE INSURANCE CORP. Service code 15 · EIN 47-0098400	Recordkeeping	$8,156
CLIFTONLARSONALLEN LLP6+ years Filed as: CLIFTON LARSON ALLEN Service code 10 · EIN 41-0746749	Accounting	$7,785
BRINKER CAPITAL7+ years Filed as: ORION INVESTMENT COMPANY Service code 28 · EIN 43-1237342	Investment Management	$3,405

Plan features & details

Pension benefit codes2E2J3D2T2F2H3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$19K

$204 / participant

Investment mgmt$3K17.6%
Contract admin$8K42.2%
Other / not subdivided$8K40.2%

% of EOY assets

0.560%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,341

$70,435-59.8%

$96,575-70.7%

$85,856-67.0%

Participation rate

67.4%

61.8%+5.6pp

69.8%-2.5pp

69.3%-1.9pp

Annual return

13.55%

18.59%-5.0pp

37.79%-24.2pp

318.58%-305.0pp

Employer contribution / active EE

$1,413-100.0%

$2,357-100.0%

$2,565-100.0%

Participant deferral / active EE

$3,831

$2,894+32.4%

$3,849-0.5%

$3,952-3.1%

Admin fee / account holder

$159

$4,997-96.8%

$6,182-97.4%

$6,261-97.5%

Provider

Service type

Compensation

AMERITAS LIFE INSURANCE CORP2 years

Filed as: AMERITAS LIFE INSURANCE CORP.

Service code 15 · EIN 47-0098400

Recordkeeping

$8,156

CLIFTONLARSONALLEN LLP6+ years

Filed as: CLIFTON LARSON ALLEN

Service code 10 · EIN 41-0746749

Accounting

$7,785

BRINKER CAPITAL7+ years

Filed as: ORION INVESTMENT COMPANY

Service code 28 · EIN 43-1237342

Investment Management

$3,405

SUNTRUP AUTOMOTIVE GROUP SALARIED 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUNTRUP AUTOMOTIVE GROUP SALARIED 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion