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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,215 | $73,787+49.4% | $98,716+11.6% | $82,448+33.7% |
| Participation rate | 53.5% | 61.4%-7.9pp | 69.3%-15.8pp | 68.1%-14.5pp |
| Annual return | 15.23% | 18.57%-3.3pp | 31.81%-16.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $1,812 | $1,511+19.9% | $2,279-20.5% | $2,551-29.0% |
| Participant deferral / active EE | $1,259 | $3,081-59.2% | $4,048-68.9% | $4,139-69.6% |
| Admin fee / account holder | $11,206 | $6,500+72.4% | $8,703+28.8% | $7,234+54.9% |