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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,686 | $71,057+38.9% | $93,654+5.4% | $80,874+22.0% |
| Participation rate | 67.7% | 60.4%+7.3pp | 68.7%-1.0pp | 67.6%+0.1pp |
| Annual return | 11.34% | 11.26%+0.1pp | 133.34%-122.0pp | 35.62%-24.3pp |
| Employer contribution / active EE | $2,013 | $1,564+28.7% | $2,421-16.8% | $2,756-26.9% |
| Participant deferral / active EE | $1,619 | $4,034-59.9% | $4,413-63.3% | $4,297-62.3% |
| Admin fee / account holder | $2,107 | $6,944-69.7% | $8,282-74.6% | $6,935-69.6% |