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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 55 · EIN 26-4310632 | Other Commissions | $18,614 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,504 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,318 | $84,499-49.9% | $125,391-66.3% | $66,949-36.8% |
| Participation rate | 77.9% | 76.4%+1.5pp | 82.4%-4.5pp | 69.8%+8.1pp |
| Annual return | -15.52% | -8.49%-7.0pp | 572.41%-587.9pp | 1.57%-17.1pp |
| Employer contribution / active EE | $3,451 | $3,554-2.9% | $4,816-28.3% | $2,545+35.6% |
| Participant deferral / active EE | $9,604 | $6,785+41.6% | $7,448+28.9% | $4,239+126.6% |
| Admin fee / account holder | $34 | $685-95.0% | $10,009-99.7% | $594-94.2% |