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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $20,702 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,810 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,413 | $104,497-51.8% | $159,487-68.4% | $79,389-36.5% |
| Participation rate | 74.6% | 76.6%-2.0pp | 82.8%-8.2pp | 70.7%+3.9pp |
| Annual return | 21.43% | 67.98%-46.5pp | 263.71%-242.3pp | 116.89%-95.5pp |
| Employer contribution / active EE | $1,932 | $3,418-43.5% | $4,831-60.0% | $2,428-20.4% |
| Participant deferral / active EE | $6,242 | $6,468-3.5% | $7,354-15.1% | $4,046+54.3% |
| Admin fee / account holder | $25 | $711-96.5% | $10,804-99.8% | $626-96.0% |