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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,972 | $72,492+113.8% | $87,102+77.9% | $72,983+112.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 19.65% | 24.46%-4.8pp | 28.19%-8.5pp | 81.01%-61.4pp |
| Employer contribution / active EE | $4,696 | $1,894+148.0% | $2,521+86.3% | $2,440+92.5% |
| Participant deferral / active EE | $8,566 | $3,270+162.0% | $4,048+111.6% | $3,608+137.5% |
| Admin fee / account holder | $6,098 | $5,055+20.6% | $7,491-18.6% | $5,124+19.0% |