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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,002 | $62,589+102.9% | $76,768+65.4% | $64,173+97.9% |
| Participation rate | 96.9% | 72.8%+24.1pp | 77.0%+19.9pp | 69.6%+27.3pp |
| Annual return | -6.04% | -1.95%-4.1pp | 2.43%-8.5pp | 7.63%-13.7pp |
| Employer contribution / active EE | $5,146 | $1,832+180.9% | $2,485+107.0% | $2,381+116.1% |
| Participant deferral / active EE | $8,703 | $3,145+176.8% | $3,852+126.0% | $3,470+150.8% |
| Admin fee / account holder | $4,067 | $4,667-12.9% | $6,675-39.1% | $4,887-16.8% |