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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,796 | $58,627+186.2% | $76,735+118.7% | $82,448+103.5% |
| Participation rate | 86.2% | 63.2%+23.0pp | 69.5%+16.7pp | 68.1%+18.1pp |
| Annual return | 13.96% | 39.10%-25.1pp | 29.77%-15.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $2,760 | $1,729+59.6% | $2,454+12.5% | $2,551+8.2% |
| Participant deferral / active EE | $5,859 | $3,134+87.0% | $4,088+43.3% | $4,139+41.6% |
| Admin fee / account holder | $5,874 | $5,323+10.4% | $7,189-18.3% | $7,234-18.8% |