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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,537 | $64,719+271.7% | $112,249+114.3% | $68,486+251.2% |
| Participation rate | 72.0% | 67.2%+4.8pp | 75.1%-3.1pp | 67.9%+4.1pp |
| Annual return | -21.22% | -11.40%-9.8pp | 27.48%-48.7pp | -7.85%-13.4pp |
| Employer contribution / active EE | $2,287 | $2,747-16.7% | $3,636-37.1% | $2,597-11.9% |
| Participant deferral / active EE | $6,361 | $3,565+78.4% | $4,729+34.5% | $4,028+57.9% |
| Admin fee / account holder | $11,804 | $5,232+125.6% | $6,412+84.1% | $5,404+118.4% |