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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,086 | $65,364+115.8% | $92,909+51.9% | $72,975+93.3% |
| Participation rate | 73.7% | 68.3%+5.4pp | 76.0%-2.3pp | 69.5%+4.2pp |
| Annual return | 25.50% | 42.11%-16.6pp | 109.44%-83.9pp | 81.01%-55.5pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,855 | $3,128-8.7% | $4,238-32.6% | $3,608-20.9% |
| Admin fee / account holder | $6,042 | $4,251+42.1% | $5,795+4.3% | $5,124+17.9% |