Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,916 | $69,444+22.3% | $92,985-8.7% | $87,485-2.9% |
| Participation rate | 64.0% | 63.3%+0.7pp | 69.5%-5.5pp | 68.9%-4.9pp |
| Annual return | 5.65% | 23.85%-18.2pp | 27.99%-22.3pp | 26.06%-20.4pp |
| Employer contribution / active EE | $1,589 | $1,917-17.1% | $2,662-40.3% | $2,596-38.8% |
| Participant deferral / active EE | $2,960 | $3,364-12.0% | $4,377-32.4% | $4,274-30.7% |
| Admin fee / account holder | $3,378 | $6,137-45.0% | $9,463-64.3% | $7,775-56.6% |