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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,715 | $83,485+311.7% | $125,180+174.6% | $72,983+371.0% |
| Participation rate | 98.6% | 73.3%+25.3pp | 79.8%+18.9pp | 69.5%+29.2pp |
| Annual return | 30.10% | 25.78%+4.3pp | 43.79%-13.7pp | 81.01%-50.9pp |
| Employer contribution / active EE | $8,345 | $2,346+255.8% | $3,866+115.9% | $2,440+242.0% |
| Participant deferral / active EE | $9,406 | $3,586+162.3% | $4,937+90.5% | $3,608+160.7% |
| Admin fee / account holder | $5,223 | $5,518-5.3% | $9,703-46.2% | $5,124+1.9% |