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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,625 | $72,404+291.7% | $110,243+157.3% | $64,173+342.0% |
| Participation rate | 97.1% | 73.3%+23.7pp | 79.8%+17.2pp | 69.6%+27.5pp |
| Annual return | -3.77% | -6.29%+2.5pp | 314.76%-318.5pp | 7.63%-11.4pp |
| Employer contribution / active EE | $12,588 | $2,282+451.7% | $3,827+229.0% | $2,381+428.7% |
| Participant deferral / active EE | $9,180 | $3,469+164.6% | $4,672+96.5% | $3,470+164.6% |
| Admin fee / account holder | $32,043 | $5,664+465.7% | $8,548+274.9% | $4,887+555.6% |