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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,923 | $202,460-18.0% | $169,385-2.0% | $139,456+19.0% |
| Participation rate | 89.5% | 81.1%+8.4pp | 77.2%+12.3pp | 80.3%+9.1pp |
| Annual return | 20.66% | 532.07%-511.4pp | 405.82%-385.2pp | 373.45%-352.8pp |
| Employer contribution / active EE | $5,532 | $4,691+17.9% | $4,012+37.9% | $4,753+16.4% |
| Participant deferral / active EE | $2,636 | $6,938-62.0% | $6,221-57.6% | $6,711-60.7% |
| Admin fee / account holder | $2,090 | $10,719-80.5% | $9,011-76.8% | $11,407-81.7% |