Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,385 | $60,349-76.2% | $74,184-80.6% | $62,881-77.1% |
| Participation rate | 25.9% | 72.7%-46.8pp | 76.6%-50.7pp | 69.3%-43.4pp |
| Annual return | 0.30% | 21.38%-21.1pp | 17.74%-17.4pp | 20.14%-19.8pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,539 | $2,856-46.1% | $3,550-56.6% | $3,203-51.9% |
| Admin fee / account holder | $366 | $4,261-91.4% | $5,586-93.4% | $4,296-91.5% |