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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,562 | $89,367+61.8% | $141,191+2.4% | $72,975+98.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 16.49% | 111.87%-95.4pp | 71.41%-54.9pp | 81.01%-64.5pp |
| Employer contribution / active EE | $1,510 | $3,115-51.5% | $4,736-68.1% | $2,440-38.1% |
| Participant deferral / active EE | $12,941 | $5,419+138.8% | $6,710+92.9% | $3,608+258.7% |
| Admin fee / account holder | $4,158 | $5,957-30.2% | $10,264-59.5% | $5,124-18.8% |