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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,286 | $85,766+43.7% | $136,298-9.5% | $70,126+75.8% |
| Participation rate | 93.8% | 74.2%+19.6pp | 81.9%+11.8pp | 69.5%+24.2pp |
| Annual return | 13.97% | 31.46%-17.5pp | 5156.27%-5142.3pp | 73.15%-59.2pp |
| Employer contribution / active EE | $1,209 | $2,966-59.2% | $4,696-74.3% | $2,343-48.4% |
| Participant deferral / active EE | $12,729 | $5,051+152.0% | $6,247+103.8% | $3,332+282.0% |
| Admin fee / account holder | $2,633 | $5,421-51.4% | $9,244-71.5% | $4,645-43.3% |