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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,615 | $100,805+149.6% | $86,698+190.2% | $134,532+87.0% |
| Participation rate | 83.3% | 79.0%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -5.85% | 29.09%-34.9pp | 35.95%-41.8pp | 418.27%-424.1pp |
| Employer contribution / active EE | $3,492 | $3,490+0.1% | $2,837+23.1% | $4,741-26.3% |
| Participant deferral / active EE | $10,373 | $5,339+94.3% | $4,656+122.8% | $6,401+62.1% |
| Admin fee / account holder | $3,326 | $10,925-69.6% | $7,493-55.6% | $11,429-70.9% |