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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,092 | $92,219+83.4% | $76,768+120.3% | $135,379+24.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 9.53% | 5.46%+4.1pp | 2.43%+7.1pp | 519.79%-510.3pp |
| Employer contribution / active EE | $2,728 | $3,216-15.2% | $2,485+9.8% | $4,779-42.9% |
| Participant deferral / active EE | $6,992 | $4,508+55.1% | $3,852+81.5% | $5,609+24.7% |
| Admin fee / account holder | $7,576 | $10,749-29.5% | $6,675+13.5% | $10,828-30.0% |