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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,814 | $166,268+14.8% | $165,100+15.6% | $145,897+30.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 22.14% | 100.52%-78.4pp | 70.21%-48.1pp | 552.29%-530.2pp |
| Employer contribution / active EE | $11,842 | $5,284+124.1% | $4,348+172.4% | $4,663+154.0% |
| Participant deferral / active EE | $3,141 | $6,964-54.9% | $6,035-48.0% | $6,689-53.0% |
| Admin fee / account holder | $1,328 | $16,659-92.0% | $12,696-89.5% | $13,390-90.1% |