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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,575 | $178,174+30.5% | $156,181+48.9% | $137,256+69.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 15.18% | 84.19%-69.0pp | 64.87%-49.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $10,349 | $4,972+108.2% | $4,294+141.0% | $4,156+149.0% |
| Participant deferral / active EE | $3,720 | $6,888-46.0% | $6,132-39.3% | $6,407-41.9% |
| Admin fee / account holder | $1,639 | $17,404-90.6% | $14,586-88.8% | $12,270-86.6% |