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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,001 | $93,345+14.6% | $119,126-10.2% | $87,485+22.3% |
| Participation rate | 73.3% | 68.7%+4.6pp | 75.8%-2.4pp | 68.9%+4.4pp |
| Annual return | 5.64% | 19.08%-13.4pp | 282.11%-276.5pp | 26.06%-20.4pp |
| Employer contribution / active EE | $2,718 | $3,172-14.3% | $4,034-32.6% | $2,596+4.7% |
| Participant deferral / active EE | $3,011 | $4,099-26.5% | $5,318-43.4% | $4,274-29.6% |
| Admin fee / account holder | $9,948 | $8,039+23.7% | $10,693-7.0% | $7,775+27.9% |