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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,001 | $88,672+20.7% | $105,223+1.7% | $82,448+29.8% |
| Participation rate | 73.3% | 67.9%+5.4pp | 75.0%-1.7pp | 68.1%+5.3pp |
| Annual return | 5.64% | 30.86%-25.2pp | 180.65%-175.0pp | 41.64%-36.0pp |
| Employer contribution / active EE | $2,718 | $3,048-10.8% | $3,689-26.3% | $2,551+6.6% |
| Participant deferral / active EE | $3,011 | $4,036-25.4% | $5,072-40.6% | $4,139-27.3% |
| Admin fee / account holder | $9,948 | $7,146+39.2% | $8,859+12.3% | $7,234+37.5% |