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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,001 | $105,284+1.6% | $150,734-29.0% | $94,015+13.8% |
| Participation rate | 73.3% | 71.7%+1.6pp | 78.4%-5.1pp | 70.8%+2.5pp |
| Annual return | 5.64% | 15.67%-10.0pp | 600.81%-595.2pp | 17.84%-12.2pp |
| Employer contribution / active EE | $2,718 | $3,599-24.5% | $4,918-44.7% | $2,790-2.6% |
| Participant deferral / active EE | $3,011 | $4,274-29.6% | $5,610-46.3% | $4,249-29.2% |
| Admin fee / account holder | $9,948 | $9,839+1.1% | $14,905-33.3% | $8,951+11.1% |