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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,284 | $115,780-50.5% | $101,255-43.4% | $158,931-64.0% |
| Participation rate | 58.3% | 79.4%-21.0pp | 75.8%-17.5pp | 82.0%-23.6pp |
| Annual return | 27.03% | 56.14%-29.1pp | 46.48%-19.4pp | 302.86%-275.8pp |
| Employer contribution / active EE | $1,265 | $4,175-69.7% | $3,660-65.4% | $4,761-73.4% |
| Participant deferral / active EE | $1,581 | $4,958-68.1% | $4,370-63.8% | $5,982-73.6% |
| Admin fee / account holder | $593 | $7,246-91.8% | $5,946-90.0% | $11,247-94.7% |