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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,569 | $107,368-60.4% | $92,915-54.2% | $152,909-72.2% |
| Participation rate | 60.9% | 79.8%-18.9pp | 76.0%-15.1pp | 82.5%-21.6pp |
| Annual return | 25.75% | 145.64%-119.9pp | 109.45%-83.7pp | 345.46%-319.7pp |
| Employer contribution / active EE | $1,426 | $4,222-66.2% | $3,653-61.0% | $4,764-70.1% |
| Participant deferral / active EE | $1,806 | $4,848-62.7% | $4,238-57.4% | $5,851-69.1% |
| Admin fee / account holder | $9,917 | $7,082+40.0% | $5,796+71.1% | $11,601-14.5% |