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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,216 | $175,259+107.8% | $149,723+143.3% | $139,487+161.1% |
| Participation rate | 91.3% | 83.4%+7.9pp | 78.8%+12.5pp | 80.3%+11.0pp |
| Annual return | 11.92% | 166.82%-154.9pp | 134.50%-122.6pp | 373.84%-361.9pp |
| Employer contribution / active EE | $15,356 | $5,478+180.3% | $4,821+218.5% | $4,755+223.0% |
| Participant deferral / active EE | $11,919 | $6,522+82.8% | $5,682+109.7% | $6,713+77.6% |
| Admin fee / account holder | $82,975 | $16,158+413.5% | $13,215+527.9% | $11,407+627.4% |