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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,171 | $217,432+146.6% | $185,851+188.5% | $167,553+220.0% |
| Participation rate | 95.7% | 86.1%+9.6pp | 81.7%+13.9pp | 82.1%+13.5pp |
| Annual return | 15.63% | 148.43%-132.8pp | 122.11%-106.5pp | 478.89%-463.3pp |
| Employer contribution / active EE | $14,534 | $5,874+147.4% | $5,168+181.2% | $4,840+200.3% |
| Participant deferral / active EE | $12,905 | $6,357+103.0% | $5,569+131.8% | $6,343+103.5% |
| Admin fee / account holder | $109,494 | $19,820+452.4% | $16,245+574.0% | $12,316+789.0% |